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Motorcycle accident

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Source / Teacher
Day
Index
Question
Special Retreat Thailand July 2009
Steve
5
9
If, for example, someone is a very fast and risky driver, and has no accident. I understand that they are using up their good Kamma, which protects them. What if someone drives very carefully and defensive, but doesn't use the seatbelt or a motorbike driver doesn't use a helmet, not bringing up the effort to prevent. Is that also using up good Kamma?
Ref: 2009.07.x.05.09
Written answer